Casey v. Smith

John Zeverino owned a semi-tractor that was leased to Taylor Truck Line. In 2009, the tractor was involved in a multi-vehicle accident that occurred while Zeverino was on his way to a maintenance facility for repairs to the tractor. Acceptance Casualty Insurance Company and Great West Casualty Company both issued liability insurance policies for the semi-tractor. Acceptance provided a non-trucking use policy, and Great West provided a commercial truckers’ policy. Each insurer filed a motion for summary judgment asserting the other was responsible for coverage for the accident. The circuit court concluded that the Acceptance policy provided coverage. The court of appeals affirmed. The Supreme Court affirmed, holding that Acceptance’s non-trucking use policy provided coverage for the accident, and neither of the two exclusions in Acceptance’s policy precluded coverage. View "Casey v. Smith" on Justia Law