Justia Insurance Law Opinion Summaries

Articles Posted in Copyright
LRK, an architect firm, brought this action for copyright infringement against a former client and his affiliated building companies (collectively, Bryan defendants). Lafayette and State Farm, insurers of Bryan's Cypress Lake Development, sought declaratory judgments that, by virtue of exclusions set forth in their respective insurance policies, they have no obligation to provide coverage or duty to defend in LRK's suit. LRK appealed the district court's summary judgment ruling that Lafayette and State Farm have no duty to provide coverage, and Lafayette and State Farm appealed the district court's summary judgment ruling that they have a duty to defend. The court concluded that the exclusions relied upon by the insurers did not preclude coverage of LRK's copyright infringement claim and therefore, that the insurers owed both coverage and defense under their respective policies. Accordingly, the court reversed in part and affirmed in part.