Justia Insurance Law Opinion Summaries

A truck owned by Defendant-Appellant Blutone Enterprises was involved in an accident that resulted in personal injury to three people. Plaintiff-Appellee Mid-Continent Casualty Company brought suit seeking a declaratory judgment that at the time of the accident, the truck was not covered by its commercial vehicle policy, because the insurance cards issued to the vehicle did not actually list the vehicle on its face. Under "MAKE/MODEL" the card said "fleet." The cards were deemed inadmissible at trial because they could not be tied to the vehicle in the accident. Both parties sought judgment on whether the vehicle was covered as a "fleet" vehicle. At trial, the jury sided with Plaintiffs, and Defendants brought this appeal arguing that the identification cards should have been admitted at trial. After review of case, this Court affirmed the lower court's decision.